Fifth Friday Forum Tackles the Hidden Curriculum:
Teaching Money at Home
Financial literacy isn’t just a classroom subject—it’s a life skill. And this January, the Foundation of FM is bringing it front and center at our Fifth Friday Speaker Series.
On Friday, January 30, community members, educators, and local leaders will gather at The Allen House for an insightful breakfast conversation on a topic often left out of school curricula but vital to every household: Financial Education at Home.
K–12/College – Benefits and Pitfalls
This Fifth Friday event dives into what many call the “hidden curriculum” — the real-life knowledge students often don’t get in school. Topics such as budgeting, saving, investing, debt management, and long-term financial planning will be explored with a practical lens that parents, caregivers, and educators alike can apply at home.
Expert Panelists
Our distinguished panel includes:
Larry Zuckerman, CPA, MST, CEFI, Professor of Business & Accounting at FMCC
Charlene Dybas, Assistant Professor of Business & Accounting at FMCC
Christina DeLuca, Business Education Teacher and Curriculum Department Leader at Amsterdam High School
Together, they’ll lead an engaging discussion around the benefits and pitfalls of financial education across age groups — from early money habits in elementary school to navigating student loans and credit in college.
“Teaching kids about money isn’t just about dollars and cents. It’s about giving them confidence, freedom, and the power to make informed choices,”
- Professor Zuckerman.
Event Details
Date: Friday, January 30
Time: 8:00 a.m. (Breakfast Buffet) | 8:30–9:30 a.m. (Program)
Location: The Allen House, FMCC Campus
Cost: Free and open to the public
RSVP by Jan 23rd: (518)736-3622 x8020 or mtambasc@fmcc.edu
Complimentary breakfast and refreshments will be served.
Why It Matters
As families wrestle with rising education costs, student debt, and economic uncertainty, empowering young people with real-world financial skills is more crucial than ever. This Fifth Friday event isn’t just a talk — it’s a step toward building a more financially confident community.
Whether you’re a parent, educator, donor, or student advocate, we invite you to attend, learn, and take part in shaping the future of financial literacy — right here at home.
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